Strategy and Network Overview
Medical Mutual Individual and Family Plans uses 4 Health Maintenance Organizations (HMO) networks throughout Ohio that offer access to physicians and health centers at a lower rate. Utilize our Service Provider Search Tool to see if your medical professionals are consisted of in our network.1
We provide 3 various strategy types within our HMO networks, offering you the versatility to select the very best alternative for you.
- Copay Plans– Copay prepares deal a repaired expense for things like workplace sees, prescription drugs and specialized check outs.
- High-deductible Plans– High-deductible strategies have lower regular monthly premiums however greater deductibles. The majority of our high-deductible strategies can be coupled with a Health Savings Account (HSA), which provides you tax advantages and more control over your health care expenditures.
- Young Person Essentials Plan– Young Adult Essentials strategies are offered to anybody under the age of 29 that is trying to find protection that secures them from considerable medical expenses, like a healthcare facility stay.
Member Perks
Our Individual and Family strategies include a suite of additional member advantages that assist support you and your household’s health, all at no extra expense. When registered, you can visit to your My Health Plan account– our online health platform tool– to register for these programs.
- Family Pet Wellness Program– MedMutual PetTM, powered by Wagmo, is a family pet health care for pet and feline owners that compensates you as much as $350 for regular care that your animal requires to remain healthy.2 Routine care consists of, wellness tests, vaccines, blood work and more.
- Health Rewards Program– Get up to $100 in benefit cards with our Bravo Health Wellness Rewards Program for finishing designated health and health activities like finishing an online health evaluation, getting a preventive care examination and more.3
- Marked down WW ® Membership – Save nearly 50% off basic WW (Weight Watchers reimagined) subscription rates when you enlist in a Digital or Digital + Studio.
- $0 On-Demand Telemedicine– Our strategies consist of telemedicine for a $0 copay on choose strategies, permitting you to consult with a service provider through live video talks utilizing either a computer system or mobile phone.4
- $0 Generic Prescription Drugs– Medical Mutual deals $0 generic preventive prescription drugs on choose strategies that assist you handle your health conditions.5 View a total list of drugs that get approved for this advantage
Prescription Drug Coverage
All of our Individual and Family strategies consist of prescription drug protection. You can see our ACA Advantage Formulary PDF to see if your medication is covered.
Oral and Vision Products
Our oral and vision strategies cover lots of preventive and significant services that assist reinforce your health protection from your Individual and Family strategy.
This details just offers a partial listing of advantages. This is not an agreement for insurance coverage. No individual aside from an officer of Medical Mutual might concur, orally or in composing, to alter the advantages noted here. The agreement or certificate will consist of the total listing of covered services.
1Medical Mutual Individual and Family strategies are not readily available in all Ohio counties.
2Only one animal is qualified per agreement.
3You have from January 1st through October 31st to total activities and make benefits. All activities including your Annual Provider Visit and Preventive Care Visit need to occur in between these dates under your Medical Mutual policy. Just the agreement holder and spouse/domestic partner are qualified to get involved and make benefits. You need to be 18 or older to take part in this program.
4Visits need to be from an on-demand telemedicine company in your network. For a list of companies, please check out MyHealthPlan at member.medmutual.com.
5HSA strategies do not get approved for this advantage.
https://medicalbillingcertificationprograms.org/medical-insurancemedical-mutual/
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